Buy Your Dream Moreno Valley Home With a VA Loan

What Is a VA Loan?

VA loans are $0 down mortgage options available to military Veterans, Service Members, and select military spouses. VA loans are more affordable than other home loan programs and are issued by private lenders such as mortgage companies or banks and are guaranteed by the U.S. Department of Veterans Affairs (VA).

If you served our country, you deserve a special mortgage opportunity in return for your service. Rightfully so, VA loans offer loan options that include no down payment, lower interest rates than conventional loans as well as other special loan terms offered exclusively for veterans and service members of the US military.

The VA Loan Process

In order to be eligible for a VA loan, you or your spouse must have a valid Certificate of Eligibility (COE). You or your spouse must meet the minimum service requirements set by the Department of Veterans Affairs (VA) and must also meet the lender’s credit and income requirements.

You may be eligible for a VA loan by meeting one or more of the following requirements:

  • You have served 90 consecutive days of active service during wartime.
  • You have served 181 days of active service during peacetime.
  • You have at least 6 years of service in the National Guard or Reserves.
  • You are the spouse of a service member who became disabled as a result of a service-related incident or has died in the line of duty.

What Is a VA Loan

Why a VA Loan?

Benefits of applying for a VA Loan in Moreno Valley include:

  • Ability to receive 100% Financing with no loan limits restrictions up to $2 million.
  • No PMI: Eligible to save thousands of dollars over the life of your loan by not having to pay private mortgage insurance.
  • Competitive Rates: Typically up to 1% lower than a conventional loan due to the VA backing your loan.
  • Easier to Qualify: The VA loan is a hard-earned job benefit created to expand access to homeownership for Veterans and service members and approval is not based solely on your credit score and allows for your entire financial status to be reviewed. 
  • 100% LTV Cash-Out Refinance: Veterans who qualify for a VA loan may be eligible to access the equity in their home to pay off debts, make large purchases, complete home improvements, travel, or invest.


Why a VA Loan?

Your Home Loan Could Be Fully
Funded 21 Days From Now

  • fixed rate

  • Adjustable Rates Mortgage

  • Conforming

  • jumbo and super
    jumbo loans

  • FHA, VA, &
    USDA Loans

  • Terms from
    5 to 30 Years

Get Your VA Loan Quote Now!

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